Season 15 Episode 12

Dr Adil Khan on connecting health, insurance and financial planning

26 October 2026 · 24:14 min

Insurance medicine could change how South Africans manage their health, finances and protection against serious illness.

Dr Adil Khan, Medical Research & Development Head at Old Mutual, joins Business Talk to discuss why healthcare, life insurance and financial planning should work more closely… together. He explains how financial advisers can become trusted partners throughout a person's life and why doctors, insurers and advisers often still operate in disconnected systems.

Khan explores the growing field of insurance medicine and how medical assessments used for life and disability insurance can also identify conditions such as hypertension, diabetes and HIV. He discusses how insurers can encourage preventative healthcare, improve health outcomes and reduce risk while still respecting the role of medical professionals.

The conversation also examines financial resilience following cancer, disability or other major health events, as well as how digital tools, AI, optical character recognition and better data sharing could simplify outdated insurance processes. Khan also explains why collaboration between insurers and South African doctors will be critical to improving customer and patient outcomes.

0:00 Connecting health and financial planning
3:15 Why healthcare and insurance remain disconnected
6:31 The cost of fragmented systems
8:21 How insurance medicine can improve health
13:31 Collaboration between insurers and doctors
15:03 Why financial resilience affects health
16:51 Technology, AI and better insurance processes

Follow BusinessTech:
X - https://twitter.com/businesstechSA
Facebook - https://web.facebook.com/BusinessTechSA
Instagram - https://www.instagram.com/businesstechsa
Website - https://businesstech.co.za/news/

#Insurance #Healthcare #FinancialPlanning Show more